It may seem morbid, but planning for the future is one of the greatest gifts you can give your loved ones ~ but maybe a bottle of Champagne would go down a bit better on St Valentine’s Day!
If you die without a Will your property may not go where you want it to, and this is particularly the case if you are an unmarried couple, because anything that is not in joint names will pass into the Deceased’s Estate and pass to their closest relation. There are plans afoot to give unmarried couples/gay couples not yet in a Civil Partnership similar rights to married couples, which is essential in a time when marriage rates are at their lowest ever.
You can also put funeral plans into a Will. It is quite common to say whether you wish to be cremated or buried, or if you want your ashes scattered and where. Couples often don’t want to talk about this sort of thing, and families and partners then have to make these decisions. Putting this information in a Will helps and guides your loved ones at a time when they are sad enough already, without having to make a decision about whether you would have wanted to be cremated, or what music you would have wanted to go out to.
So future planning is essential (though a little stingy of the advert to focus on how cheap these funerals are!) and writing a Will is a lot more reasonable than you may think. Whilst I wouldn’t suggest it as a Valentine, Birthday or Christmas present to have a Will written, to ensure your loved ones are provided for, and to avoid them having to wade through all the extra paperwork an Intestate Estate will mean for them, having a Will written for yourself is one of the best gifts you can give!
For more information please visit my new website : http://www.huntleywilde.com